If you’re facing a life-changing illness or health event, you need to stay focused on recuperation.

How it works:

• You may purchase critical illness insurance via payroll deductions.
• Depending on the diagnosis, you receive either the full or partial benefit to help pay for expenses that arise from diagnosis of a covered critical illness, such as heart attack, stroke, major organ failure, occupational infectious disease and coronary artery bypass graft.
• The lump-sum benefit can also be used for out-of-pocket medical costs (deductibles, copays and cost-shares) as well as daily living expenses.