Disability coverage provides important financial protection in the event you are temporarily unable to work.  Coverage is provided at no cost.

Short-Term Disability covers your income if you have an illness or injury and pays 60% of your earnings on a weekly basis for up to 12 weeks.  If disability coverage is still needed after the short term coverage ends, Long-Term Disability pays 60% of your earnings, with medical verification, up to normal retirement age.

These plans cover disabilities resulting from injuries resulting from an illness or injury that are not work- related.