Basic life insurance and Accidental Death & Dismemberment (AD&D) provide important financial protection to those who depend on your earnings.

How it works:

• Inotiv provides company-paid life insurance and AD&D coverage at no cost.
• Full-time employees are eligible for coverage as of their benefit eligibility date.
• Inotiv purchases 1x your base annual earnings, up to $250,000.
• Eligible colleagues are automatically enrolled in this benefit.

Supplemental life insurance and AD&D – How it works:

• Employee voluntary life insurance available is five times base annual earnings, or $500,000, whichever is less.
• Spousal coverage is available in $5,000 increments, up to $250,000.
• Dependent coverage (up to age 26) is available at $10,000 per child enrolled in the plan.
• You can only enroll in Spouse or Dependent life insurance up to the amount of Employee voluntary life insurance purchased.

Important reminder – Guaranteed Issue and Evidence of Insurability

During your new hire enrollment, you can purchase up to $200,000 of employee life insurance or up to $50,000 of spouse life insurance without providing medical evidence of insurability.   For elections about these amounts, you will need to complete medical questions and submit to Sun Life for approval.